Wireless ME

Oh, my. I HATE Rode's wireless mics! Who thinks having a giant brick hanging off their t-shirt looks professional!?  The gimbal at least makes sense. The rest is overkill, but works. 

Rode dyo some pretty good mics, on a budget try and get some used Rode wireless ME mics with two Rode Lav mics. Then I would recommend that with the rest of the budget get a used DJI osmo phone gimbal and a cheap light/s, Neewer do some decent cheap lights on Amazon. Hope this helps.

I use rode wireless mic on my pixel 7a. The camera is soft with poor dynamic range but I can make it work for the content I make. Audio is very important. You can stylise bad footage but not bad audio. Also front facing camera nay be worse quality but being able to frame yourself is so helpful. Plus I like point to shoot of phone. Tbh not even bothered about a camera at this point just would like more dynamic range.

Canon XA11, Canon 500D, Gopro Hero 8 and 10, Android phone, Rode wireless mics for the Canon XA11 and one I'll use on one of the Gopros every once in a while. Either way too much for what I'm doing these days lol.

Honestly a lot of it is just the nature of video vs audio-only content - people are way more forgiving of mediocre audio when they're watching someone's face vs listening to a pure podcast where audio quality is literally everything Also those Rode wireless mics are actually pretty decent and have built-in noise reduction, plus most YouTubers are doing at least some basic audio cleanup in post even if they don't mention it. Your setup is definitely overkill for casual YouTube content but perfect for professional podcasting where audio quality can make or break you