
NEMO
Disco 15 Series
Spacious for side sleepers; bulky, temp rating optimistic.

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I would get a quilt instead of a 3 season bag; they’re lighter, more versatile and pack smaller. I have a Hyberg Slumber 400 and I love it, used it down to around 0c and kept warm. The Aegismax Wind Hard from aliexpress is amazing value if you’re on a tighter budget.
I find it much easier to regulate temperature with a quilt than a sleeping bag. If it’s cold, you can attach it to your mat with straps, but I just tuck the edges under my legs as I sleep on my back. The ability to kick a leg out and not having to faff around with zips is amazing. Mine has a closed footbox. An openable foot box doesn’t seal perfectly so often lets some cold air in. A closed footbox is also lighter. If you’re an active sleeper, definitely get a wide quilt.
I was able to push a wind hart tiny pro quilt from AliExpress down to -6 Celsius when wearing all of my layers. Might be a good option if you are open to using a quilt
In that price range I’d go with a quilt from aegis max or ice flame. Not as high quality as more expensive options but i think will offer the best bang for your buck in terms of down. I have used a kelty cosmic 20 car camping and it was not even warm to 30 degrees F (-1 C). It’s also quite heavy and bulky.
I actually quite like my aegismax. Decent enough, it frequently goes inside a 20° quilt to buy me comfort down to 0°F
I have these insanely tiny down sleeping bags from Ali Express. I typically use them as a second bag when cold weather camping but have used them when staying at airbnb etc.
I personally use a wide 20F-ish comfort quilt with an Aegismax Mini zipped up inside of it. It's mildly fiddly, which is slightly annoying when it's "exposed hands stop working pretty fast" levels of cold. But it works. I estimate that this setup would be okay down to about 0F. By that, though, I mean single-digit expected temps that could drop down and hit 0F. If there were a risk of even colder temps, I would want a genuinely high-quality, no-BS mummy bag. The risks of compressed-down cold spots and drafts are not something I want to screw around with when it's super-duper-deadly cold.

NEMO
Disco 15 Series
Spacious for side sleepers; bulky, temp rating optimistic.
Hammock Gear
Classic Burrow 20°F
Budget king; very warm but heavier than ultralight.

NEMO
Disco 30
Spoon shape for side sleepers; prone to zipper issues.

Western Mountaineering
VersaLite
Durable, very warm; premium price, too hot in summer.

Katabatic Gear
Alsek 22°F Quilt
Versatile 3-season quilt; secure pad attachment, high price.

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NEMO - Disco 15 Series

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Kelty - Tru.Comfort Doublewide 20
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Enlightened Equipment - Revelation APEX

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NEMO - Disco 15 Series

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Feathered Friends - Egret UL 20/30

Ranked #1
NEMO - Disco 15 Series