
NEMO
Disco 15 Series
Spacious for side sleepers; bulky, temp rating optimistic.

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No lack of the "hood component" with a quilt and down balaclava. In both cases, there are some other good options, but my automatic recommendation for simple ordering and getting it right the first time is a Katabatic quilt and Goosefeet hood(also available already-made from GarageGrownGear). You're talking mid to low 20s, so Katabatic Palisade 30 for a warm sleeper, Alsek 22 for average sleepers, Sawatch 15 for cold sleepers. Regular width for back sleepers, Wide for bigger folks, or active sleepers who toss and turn a lot. You'll have a high quality, well-designed, true-to-rating quilt with excellent pad attachment system, differential cut, draft collar, and overstuffed footbox, and a hood that can be anywhere from fully open to just a small hole for your nose and mouth to breathe through(moves with you, and is cozy as any sleeping bag). These are going to be solid choices for practically anyone that remove the guess-work from transitioning to a quilt.
Echoing comments that I have not found the enlightened equipment quilt ratings to be accurate. I used to carry a 0° EE, now I carry a 15° katabatic and I'm much more comfortable, even down to temps near or below freezing. Add a warmer pad, and make sure your neck is covered by a buff or your jacket is zipped up to your chin with the hood up and you should be good to go. If you're a woman it's always worth having your thyroid checked too, especially if you are abnormally cold in other situations as well.
A Katabatic quilt and the Rei Flash 55 would be next to pick up. You won’t need the switchback much, the Neoloft is plenty warm and durable.
As others have said, the Katabatic is the choice. However the Katabatic is comfort rated, so an EE 20 is like a 30 deg Palisade. I am not familiar with PCT temps but you may be able to get away with a Palisade. I sleep warm to 20 on a CCF pad.
I love my Katabatic quilt. Extremely light, can open up and breath in warmer hunts and definitely warm enough sub-freezing when buttoned up. Been using it for 5 years on Colorado hunts, all kinds of conditions.
I love my Katabatic quilt!

NEMO
Disco 15 Series
Spacious for side sleepers; bulky, temp rating optimistic.
Hammock Gear
Classic Burrow 20°F
Budget king; very warm but heavier than ultralight.

NEMO
Disco 30
Spoon shape for side sleepers; prone to zipper issues.

Western Mountaineering
VersaLite
Durable, very warm; premium price, too hot in summer.

Katabatic Gear
Alsek 22°F Quilt
Versatile 3-season quilt; secure pad attachment, high price.

Ranked #1
NEMO - Disco 15 Series

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Kelty - Tru.Comfort Doublewide 20
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Enlightened Equipment - Revelation APEX

Ranked #1
NEMO - Disco 15 Series

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Feathered Friends - Egret UL 20/30

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NEMO - Disco 15 Series