
NEMO
Disco 15 Series
Spacious spoon shape, but bulky and inconsistent warmth.

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At REI? Probably just the sea to Summit. Cottage brands just do a better job overall. Here's a good start, but there are tons of other options. https://www.garagegrowngear.com/collections/quilts-sleeping-bags?srsltid=AfmBOop9T_mFgmquiOSKZQgg1443MbZ_HlewD5AHWCbOT52ZRMPPJVRi
Knowing Kathmandu quality, this is likely as good as it gets with that bag. I wouldn't trust their temperature ratings. If possible, return it and buy a Sea to Summit or Mont or other brand sleeping bag. Sorry.
Never used a berghaus mate, snugpak is good for the price but I’ve upgraded to a sea to summit bag and a mountain equipment bag and can’t recommend either of them enough!
Quilts can get drafts, but then also sleeping bags compress and lose loft as you shift and expose the compressed side. About even in my experience. Sizing, quality of pad straps, or user error are all possibilities if you've had better luck with a bag over the quilt. Also, audio books with a sleep mask headset and ear plugs. Give a pillow a try as well. I use the better sea to summit version and it helped my sleep quality a lot.
End of reviews

NEMO
Disco 15 Series
Spacious spoon shape, but bulky and inconsistent warmth.
Hammock Gear
Classic Burrow 20°F
Budget-friendly quilt; very warm, but not ultralight.

NEMO
Disco 30
Roomy spoon shape, but bulky and prone to zipper snags.

Katabatic Gear
Alsek 22°F Quilt
Premium quality, very warm, but high price for weight.

Neve Gear
Waratah
Great warmth-to-weight and value, but untreated down.

Ranked #1
NEMO - Disco 15 Series

Ranked #1
Kelty - Tru.Comfort Doublewide 20
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Enlightened Equipment - Revelation APEX

Ranked #1
NEMO - Disco 15 Series
Ranked #1
Hammock Gear - Classic Burrow 20°F

Ranked #1
NEMO - Disco 15 Series